Finance for every step — buy, complete, own
A property to acquire, a home to make sale-ready, a single share to fund — each step needs capital at the right moment. Homebase Finance is building that layer through a network of private funding partners, so owners, developers and buyers can move the moment the opportunity is there — whether a home sells whole or in shares.
The missing piece
Three kinds of finance, one platform
Most deals stall for the same reason: capital is not there at the right moment. Homebase Finance closes that gap with three routes — for owners and developers getting a home ready, and for buyers stepping into a share — each with its own structure, security and terms, arranged through private funding partners.
01 · For owners & developers · Coming soon
Property acquisition finance
Capital to acquire a property in any condition — ready to reposition, complete and bring to market, whole or as co-ownership.
02 · For owners selling · Available now
Upgrade and bridge finance
Short-term capital to complete a build or finish a renovation, so the home is sale-ready before it goes to market — the capital behind Get Ready to Sell.
03 · For buyers · Coming soon
Share finance
Lending for buyers to finance a single co-ownership share, secured against the share itself.
Selling a home that needs finishing first? Start with Get Ready to Sell, or see the two ways to sell on List with Homebase. Buying and want to explore finance? Tell us in your request and we will point you to the right route.
For private lenders
Lend where the banks stop
Banks take first charge and stop at 50–55% of value. A property that is almost finished needs another 10–15% to cross the line — the point where it is worth the most. That slice is too small, too short, too specific for a bank, so it does not get funded.
That is where you come in. Capital goes in between roughly 55% and 70% of value, secured against the finished value — which is far higher. We source the projects, structure the deal, and secure your repayment at the notary. You choose which opportunities to fund.
Secured on the property
Short term
We source & structure
Get started
Submit your loan request
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