Homebase Finance · Upgrade and bridge

Bridge finance to make your property sale-ready

Short-term capital for owners and developers preparing a Balearic property for co-ownership — completing a build, finishing a refurbishment, or repositioning an asset before it goes to market. A fast, streamlined alternative to a traditional bank loan.

What it is

Capital, precisely when you need it

Through a selection of private funds, Homebase arranges tailored bridge funding for value-add and completion projects. It is built for owners and developers who need short-term capital to bring a property to its finished, sale-ready state.

Whether you are completing a new build, finishing a renovation, or preparing an asset to list as co-ownership, the funding is structured to deliver the capital quickly — so the home is ready, and the sale can begin.

The terms

Key terms

Loan term

6–24 months

Loan amount

€500K – €5M

Interest

10% p.a.

Broker fee

By agreement

Transaction cost

2%

Eligibility

Companies only

Loan security: first or second priority mortgage / security, with a pledge on shares. Terms shown are indicative and subject to assessment, fund approval and a formal offer.

The process

How it works

  • List with Homebase. Your property is set up for co-ownership and prepared for market.
  • Submit your loan request. Share the project and company details so we can assess the financing need.
  • Assessment and matching. We review the request and connect you with the right fund — fast.
  • Funding released. Capital is drawn to complete, refurbish or reposition the property.
  • Sale begins. With the home finished and sale-ready, the co-ownership sale starts.

Get started

Submit your loan request

Tell us about your project and company. One of our representatives will review your information and come back to you shortly.

Financing Request

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What you need the funding for, timeline and security.
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